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Certain images contain commercial products and related brands of their manufacturers; their presence should not be interpreted either as a choice of merit by IUL, still less as an invitation to exclusively use these products. Any brands and product names mentioned in texts belong to the respective companies even when not followed by the ® symbol; as has been specified for images, a mention of them is not to be interpreted either as a choice of merit or an invitation to use these products.

Information on the use of cookies

Information on Cookies, pursuant to Articles 13 of Leg. Dec. 196/2003 (“Privacy Law”), and General Measures of the Italian Data Protection Authority of 8 May 2014.

What cookies are

Cookies are small text files that are sent by the web server to the user’s device (a PC, tablet, smartphone, etc.) to allow the use of our services. Cookies also enable us to gain information to enhance our site and our technical infrastructure, thereby improving the navigation experience.

Cataloguing of cookies

• Technical Cookies, essential for the correct functioning of the website and to provide the service offered and requested by a user;
• Profiling Cookies, used to create user profiles based on personal choices and preferences, in order to send adverts in line with the profile created.

Cookies used by this site and their purpose

• Anonymous Analytical Cookies;
• Third-party Cookies;
• Essential technical cookies.

We use the data collected by the cookies to offer users the best possible experience on our site (Cookies for Site Performance). The cookies generated by navigation are used exclusively for statistical purposes (Anonymous Analytics Cookies), and do not allow identification of particular individuals.

It is also possible that on some of the site’s pages third parties may insert their own anonymous cookies (Third-party Cookies), in order to monitor the functioning of their own app, or to personalise it, adapting it to the user’s tastes and preferences. IUL cannot access these cookies. Merely as an example, www.iuline.it allows the sharing of its contents on the main social networks, Facebook, Youtube, Linkedin, Instagram, when a user clicks on the dedicated icon: on doing this, the social network that created the icon will record the user’s action.

To analyse use of the site we employ Google Analytics, a web service provided by Google, Inc. (“Google”). The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.

Google (independent data controller) will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. For further information please consult Google’s privacy policy at: http://www.google.com/privacypolicy.html

Our site does not use profiling or advertising cookies

These are cookies required to create user profiles to send advertising in line with the preferences expressed by a user on the page of a site. In accordance with current legislation, (Directive 2009/136 which modified the E-Privacy Directive 2002/58/EC and the provision-identification of simplified procedures to give information and obtain consent to use cookies – 8 May 2014.) our site is not obliged to request consent for technical and analytics cookies, since these are necessary to provide the services requested.

Denial of consent

Allowing or blocking cookies

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If you wish to block the installation of cookies generated by our site it is necessary to personalize the settings of your PC or other device by blocking all the cookies, where permitted, or by activating a warning message when cookies are stored.